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DVFCU's Locally Managed Visa® Cards
Are you tired of impersonal service from your credit card company? How about rising interest rates? With DVFCU's locally managed Visa Department, you will always speak to a local representative about your Visa account. You will also enjoy low interest rates, no annual fees, and quick and easy balance transfers. Diamond Valley offers Secured Visa, Visa Classic, Visa Platinum credit cards, as well as Visa Gift Cards.
NEW! Secured Visa®
Great for Students!
Need to establish credit? Or, need assistance improving your credit history? If yes, then Diamond Valley's NEW Secured Visa® credit card may be just what you need!
Our Secured Visa credit card works like any other credit card and can be used wherever Visa is accepted.
Approved members will deposit $300-$5,000 into a secured deposit account. Purchases will be allowed up to the approved credit limit.
13.8% APR
No Annual Fee
25 Day Grace Period
Locally Managed
Dividend Bearing Secured Deposit Account
Visa Classic®
ScoreCard Bonus Points with every retail purchase!
13.8% APR
No Annual Fee
25 Day Grace Period
Locally Managed
Visa Platinum®
ScoreCard Bonus Points with every retail purchase!
7.9% APR introductory rate (10.75% APR after 6 months)
No Annual Fee
25 Day Grace Period
Locally Managed
Click on Loan Application below to apply or visit any of our offices to pick up an application.
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Visa® Gift Cards
Visa Gift Cards can be used
most anywhere Visa is accepted*
so the recipient has the freedom
to select the present he or she
really wants. And unlike cash
gifts, cards can be replaced if
lost or stolen.
Visa Gift Cards are available at
Diamond Valley branches in
any denomination between $25
and $500. There is a processing
fee of just $2.25** per card.
*Certain restrictions may apply.
**Processing fee is subject to change without notice.
Verified by Visa®
Visa provides reassurance that only you can use your Visa card online.
Learn more about the benefits of Verified by Visa by clicking here.
Already a DVFCU Visa® Cardholder?
Click here for easy access to your account balance: eZCardInfo
After Hours, Lost/Stolen Cards
Diamond Valley Federal Credit Union Check/ATM Card - Call 1-800-528-2273
Visa Classic® or Visa Platinum® - Call 1-800-991-4961
Updated Phone Numbers
Contact DVFCU Card Services today to make sure we have your current phone numbers on file. This will help us contact you in the case that the security of your Visa account is compromised.
DVFCU Card Services Department is locally managed at the Red Bank Branch at 5020 University Drive. Please call 425-5152 if you have any questions about your account(s).
Credit Union Credit Cards Rank High in Customer Satisfaction
OAKLAND, Calif. (9/4/07)--Credit union credit cards ranked higher in customer satisfaction than bank credit cards, according to a Consumer Reports survey released on Thursday.
The survey focused on 21 credit card issuers. The five major credit card companies, including Bank of America, Citibank, HSBC, Capital One and JP Morgan Chase scored below credit unions. The five companies make up 80% of the credit card market (Oakland Tribune Aug. 31).
The survey was based on 36,298 responses from Consumer Reports subscribers. It was conducted last spring.
Navy FCU of Vienna, Va., scored especially high in the ratings. Navy FCU, along with several other credit unions, charge an average of 9% to 11% in interest, compared to Washington Mutual's credit cards, which charge 17%.
Amanda Walker, senior editor at Consumer Reports stated in a press release that it's important to have a credit card with a higher rating because lower-rated cards can be costly in terms of fees and interest rates.
Walker noted that credit unions are run by members, so they are "more likely to take care of you if you have a problem, and they are less likely to suddenly increase their interest rates."
Source: www.cuna.org
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