Loan Rates
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| Rates effective as of September 2nd, 2010 and are subject to change without notice. Best rates are for qualified members. |
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| Automobile |  | Back To Top |
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Term |
Loan Amount |
APR As Low As |
Monthly Payment |
NEW |
36 months |
100% List |
4.69% |
|
48 months |
100% List |
4.69% |
|
60 months |
100% List |
4.69% |
|
66 months |
100% List |
5.44% |
|
72 months |
Over $20,000.00 |
5.94% |
| USED |
60 months |
2009-2008 |
4.69% |
|
60 months |
2007-2006 |
4.99% |
|
48 months |
2005-2000 |
5.49% |
|
36 months |
1999-Below |
5.74% |
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| Personal |  | Back To Top |
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Term |
Loan Amount |
APR As Low As |
Monthly Payment |
|
12 months |
$1,000.00 - $10,000.00 |
8.94% |
|
24 months |
$1,000.00 - $10,000.00 |
9.20% |
|
36 months |
$1,000.00 - $10,000.00 |
10.45% |
|
60 months |
$3,000.00 - $10,000.00 |
10.74% |
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| Share Secured |  | Back To Top |
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Term |
Loan Amount |
APR |
Monthly Payment |
|
60 months |
|
3.50% |
|
120 months |
|
4.50% |
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| Certificate Secured |  | Back To Top |
| Single payment due on maturity date 2% over certificate rate. Call (812) 425-5152 for information. |
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| Recreational Vehicles |  | Back To Top |
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Term |
Loan Amount |
APR As Low As |
Monthly Payment |
NEW |
60 months |
100% LIST |
5.44% |
|
84 months |
90% LIST |
6.99% |
|
120 months |
90% LIST |
8.24% |
| USED |
60 months |
100% BOOK |
5.74% |
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| Motorcycles |  | Back To Top |
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Term |
Loan Amount |
APR As Low As |
Monthly Payment |
NEW |
60 months |
90% LIST |
5.44% |
|
84 months |
90% LIST OVER $20K |
6.74% |
| USED |
60 months |
100% BOOK |
5.84% |
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| ATV/Jetski |  | Back To Top |
| |
Term |
Loan Amount |
APR As Low As |
Monthly Payment |
NEW |
60 months |
100% |
5.84% |
| USED |
60 months |
100% |
5.84% |
| |
| Boats |  | Back To Top |
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Term |
Loan Amount |
APR As Low As |
Monthly Payment |
NEW |
60 months |
90% LIST |
5.44% |
|
84 months |
$20,000.00 MINIMUM |
6.99% |
|
120 months |
90% LIST OVER $30K |
8.24% |
| USED |
60 months |
100% BOOK |
6.24% |
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| Mobile Homes |  | Back To Top |
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Term |
Loan Amount |
APR As Low As |
Monthly Payment |
NEW |
144 months |
80% LIST |
8.74% |
| USED |
84 months |
80% BOOK |
9.49% |
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| First Mortgage |  | Back To Top |
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Term |
Loan Amount |
APR |
Monthly Payment |
|
10 years |
1% ORIG FEE - 80% OF APPRAISAL |
4.50% |
|
12 years |
1% ORIG FEE - 80% OF APPRAISAL |
4.75% |
|
15 years |
1% ORIG FEE - 80% OF APPRAISAL |
5.00% |
|
20 years |
1% ORIG FEE - 80% OF APPRAISAL |
5.00% |
|
25 years |
1% ORIG FEE - 80% OF APPRAISAL |
5.05% |
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| Rental Property |  | Back To Top |
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Term |
Loan Amount |
APR |
Monthly Payment |
|
5 years |
1% ORIG FEE - 75% OF APPRAISAL |
5.95% |
|
10 years |
1% ORIG FEE - 75% OF APPRAISAL |
7.40% |
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| Home Equity Line of Credit |  | Back To Top |
| |
Term |
Loan Amount |
APR As Low As |
Monthly Payment |
|
10 years |
Up to 100% APPRAISAL |
4.00% |